Momnt can help your business offer instant financing to your customers.

With Momnt, you can close more deals, increase your average ticket size, and get paid faster.

  • Zero startup costs and no monthly minimums
  • Real-time decisions and instant funding
  • 100% digital platform - no paperwork ever
  • Funds can only be spent at your business

Want to learn more? Tell us a little about your business and we'll be in touch with you shortly.

What is Momnt?

Momnt is a financing platform that enables home service professionals to offer instant financing for job quotes. Unlike other solutions, once the client is approved they can only use those funds with you, no quote shopping!


Convenient for your Customers

Momnt makes it easy for your customers to utilize financing, with soft credit pulls and instant pre-qualified offers for great promotional financing options.

Soft Credit Pulls

Shop pre-qualified offers without affecting your credit score.

Instant Offers

Simple online application with instant decisioning and funding.

Promotional Loans

100% financing, no money down, 6 to 24 months same-as-cash options.

Great for Contractors

Momnt makes it easy for home service professionals to win more business by offering exclusive, instant financing.

  • Get paid fast
  • Exclusive offers - no quote shopping!
  • Low merchant fees

"Momnt has been amazing to work with and they have truly shown an interest in helping my business grow. The first time I offered financing through Momnt, my customer decided to add an additional $18,000 to the size of the project!."

Alex - Concrete Contractor
Construction and Concrete Contractor

Increase in Sales


Increase in order value


Max Loan Size

Why should I offer promotional financing?

Promotional financing is a powerful tool that allows your customers to pay for unexpected expenses on their homes, or to afford larger planned projects. Offering financing options to your customers can help to boost your sales volume, increase customer loyalty, provide upsell opportunities, and give you access to customers at their point of need.

How is Momnt different?

Simply put, no other platform is easier to use for you, or your customers. With soft credit pulls, your customers can shop worry-free. With closed-loop funding, your customer can only transact with you, no quote shopping! With staged funding capability, you have the tools you need to control your cash flow.

How do I get paid?

Simply initiate a transaction request from your merchant portal. Your customer will instantly receive a text message to confirm the transaction, and funds will be sent to your bank account in 1-3 business days via ACH.

What are my fees?

We charge highly competitive merchant fees at the time of transaction. No start-up costs, no recurring monthly costs, no annual costs. Only get charged when your customer pays you.

How do I get started?

Click on the button below or fill out the form at the top of the page and one of our sales representatives will reach out to you with a unique link to apply. After that, it's a short, online application with instant approval.

How much can a customer finance?

Momnt offers over 30 loan products with loan amounts from $3,100 to $55,000, APRs from 0.00% to 23.99%, and terms from 24 to 120 months. Promotional financing offers include same-as-cash, fixed interest rate, fixed payment, and zero-interest installment loans. Loans are made by participating lenders and subject to credit approval.