Promotional financing is a powerful tool that allows your customers to pay for unexpected expenses on their homes, or to afford larger planned projects. Offering financing options to your customers can help to boost your sales volume, increase customer loyalty, provide upsell opportunities, and give you access to customers at their point of need.

When you are ready to charge a customer, log in to your Momnt portal, select the customer’s name and enter the amount requested. A text message will be sent to that customer allowing them to approve the request. Once approved, funds will deposit into your bank account.

All financing through Momnt is closed-loop, which means the customer is only able to use funds at the business they applied with. This protects your business from offering financing to someone that may use the funds elsewhere.

Cash -  Increase your customer's purchasing power, even those who might choose to pay in cash will consider increasing project size with Same-As-Cash offers. 

Credit Card - Credit limits available through credit cards may not be high enough to cover a full project. Rates tend to be higher, and there are no promotional windows available.

HELOC - Using a bank to get a HELOC involves a lengthy underwriting process with origination fees and higher rates, and requires the home to be used as collateral.

Momnt offers over 30 loan products with credit limits from $3,100 to $55,000, APRs from 0.00% to 23.99%, and terms from 24 to 120 months. These products are all unsecured, closed-end, installment loans and subject to credit approval. Loans are made by participating lenders.

Simply put, no other platform is easier to use for you, or your customers. With soft credit pulls, your customers can shop worry-free. With closed-loop funding, your customer can only transact with you, no quote shopping! With staged funding capability, you have the tools you need to control your cash flow.