Power Your Business With Momnt

Boosted sales and happy customers are just a Momnt away.

Get fast and affordable financing to offer customers a simple and convenient payment solution.

We Help Businesses Effortlessly Grow and Thrive

Simple & Fast Process

Our 100% digital process enables you to transact with your customers fast and easily with no paperwork. The application and transaction process is as simple as sending a text message!

Accurate Soft Credit Pulls

Our soft credit pulls are over 99% accurate, allowing Momnt to be your trusted first look in the customer financing process.

Variety of Loan Options

We provide a variety of installment loan options.

Express Payments

Receive your funds fast with Same-Day and Next-Day ACH.

No Start Up Costs

There is no cost to get started with Momnt. Our merchant fees are very competitive with no hidden costs.

Industry Leading Technology

Momnt is a sophisticated yet simple platform that is secure, user-friendly, and uses artificial intelligence and machine learning to prevent fraud and mitigate disputes.

Exclusivity

Momnt is not a credit card. Customers can only spend their Momnt-Approved funds with your business.

Unrivaled Support

We have dedicated teams to support both your business and your customers and have extended merchant support hours from 8 am - 8 pm ET M-F.

What is Momnt?

Momnt is a leading financial services platform that provides unsecured installment loans through an easy-to-use platform with state-of-the-art technology.

How does Momnt work?

Our API-based platforms creatively leverage alternative data sources and ML/AI-informed decisioning to present real-time loan offers fit to each individual borrower, all done within the banking industry’s current regulatory infrastructure.

How much does it cost to get started with Momnt?

It doesn't cost anything to get started with Momnt!

What are the benefits of using Momnt for customer financing?

Momnt offers multiple promotional financing options that can address budgetary needs with flexible and manageable payment plans. Instead of paying cash, customers keep more money in their pocket and get interest rates that are typically much lower than a credit card.

Where can customers use funds from their loan?

All financing through Momnt is closed-loop, which means your customer is only able to use funds at the business they applied with. This protects your business from offering financing to someone that may use the funds elsewhere.

What sized loans can be offered through Momnt?

Momnt offers over 40 loan products with credit limits from $3,100 to $75,000. These products are all unsecured, closed-end, installment loans and subject to credit approval. Loans are made by participating lenders.

How can Momnt help grow my business?

Momnt gives you the competitive advantage of offering instant financing to your customers. Our extensive range of loan products empowers you to present customers with options that are flexible and affordable.